Terms & conditions / Regulatory disclosures
In these terms and conditions references to “we, our, us” are to Lincoln Pensions. References to “our Website” or “the Website” are to www.lincolnpensions.com.
Acceptance of terms
You agree that you shall not use the website for illegal purposes, and will respect all applicable laws and regulations. You agree not to use the website in a way that may impair the performance, corrupt the content or otherwise reduce the overall functionality of the website.
You also agree not to compromise the security of the website or attempt to gain access to secured areas or sensitive information. You agree to be fully responsible for any claim, expense, liability, losses, costs including legal fees incurred by us arising from any infringement of the terms and conditions set out in this agreement.
Lincoln Pensions reserve the right to change any part of this agreement without notice and your use of the website will be deemed as acceptance of this agreement.
We advise users to regularly check the terms and conditions of this agreement. Lincoln Pensions has complete discretion to modify or remove any part of this website without warning or liability arising from such action.
Please find below the Lincoln Pensions and Cardano privacy notices in respect of the processing of personal data undertaken as a business.
Click here to download the Lincoln Pensions privacy notice in respect of clients, business contacts and shareholders.
Click here to download the Lincoln Pensions privacy notice in respect of employees and applicants.
Limitation of liability
Lincoln Pensions will under no circumstance be liable for indirect, special, or consequential damages including any loss of business, revenue, profits, or data in relation to your use of the website. Nothing within this agreement will operate to exclude any liability for death or personal injury arising as result of the negligence of Lincoln Pensions, it’s employees or agents.
All intellectual property of Lincoln Pensions such as trademarks, trade names, patents, registered designs and any other automatic intellectual property rights derived from the aesthetics or functionality of the website remain the property of Lincoln Pensions By using the website you agree to respect the intellectual property rights of Lincoln Pensions and will refrain from copying, downloading, transmitting, reproducing, printing, or exploiting for commercial purpose any material contained within the website.
The information is provided on the understanding that the website is not engaged in rendering advice and should not be wholly relied upon when making any related decision. The information contained with the website is provided on an “as is” basis with no warranties expressed or otherwise implied relating to the accuracy, fitness for purpose, compatibility or security of any components of the website.
We do not guarantee uninterrupted availability of the website and cannot provide any representation that using the website will be error free.
The website may contain hyperlinks to websites operated by other parties. We do not control such websites and we take no responsibility for, and will not incur any liability in respect of, their content. Our inclusion of hyperlinks to such websites does not imply any endorsement of views, statements or information contained in such websites.
If any provision of this agreement is held to be invalid or unenforceable, such provision shall be struck out and the remaining provisions shall remain in force.
Governing law and jurisdiction
This agreement will be governed by the laws of England and Wales and any user of the website hereby agrees to be bound exclusively by the jurisdiction of English courts without reference to rules governing choice of laws.
Financial Conduct Authority
Lincoln Pensions Limited is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority can be contacted at Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN. Further contact information can be found at: https://www.fca.org.uk/contact
The Financial Services Compensation Scheme (“FSCS”) provides compensation to eligible claimants in the event of a default of a regulated firm. This includes upon the default of Lincoln Pensions Limited. As Lincoln Pensions Limited only provides services to Professional Clients, clients of Lincoln Pensions Limited are unlikely to benefit from the FSCS due to not qualifying as an eligible claimant in most circumstances. Clients that may qualify as eligible claimants includes those who receive regulated services from Lincoln Pensions Limited and are either a trustee of a defined contribution pension scheme; or defined benefit pension scheme of an employer which is not a large company, large partnership or large mutual association as defined, or a client that is small business as defined. Further information on eligibility and compensation limits can be found at https://www.fscs.org.uk/what-we-cover/.
Lincoln Pensions Investment Services Complaints Handling Process
Please click here to download the complaints handling process document.
Conflicts of Interest Policy Summary
Please click here to download the full document.