Lincoln Pensions is the covenant advisory business of The Cardano Group, the purpose-built investment and risk specialist.
We have grown over recent years into the UK’s leading specialist covenant advisor with a nationwide offering comprising professionals with backgrounds in credit risk analysis, corporate finance, corporate banking, actuarial, legal and regulatory advice.
We continuously strive to be the best covenant advisor in the marketplace. In pursuing this, we believe:
- specialist Covenant advice is essential: We believe covenant strength is central to effective risk management. That advice is pivotal to the management and resolution of pension issues.
- Client service is at the core of what we do: We work with intellectual integrity. Our advice is clear, complete, independent and pragmatic. We give people the facts, however challenging.
- a Collaborative approach delivers superior results: We seek the best possible outcome. We do this through a collaborative and constructive approach to working with the sponsor, trustees and other advisors.
We work with our clients’ actuarial and investment advisors to provide IRM-focused advice, ensuring that covenant, investment and actuarial risks are considered holistically.
Our story began in 1999, when our two founders, Darren Redmayne and Alex Hutton-Mills, met whilst working together on a transaction. After continuing to collaborate on a number of occasions, they identified a gap in the advice available to the trustees of pension schemes, and set out to ensure that pension scheme trustees were properly informed about covenant risk.
Lincoln Pensions was established in 2008 as part of Lincoln International, a US-based an investment bank to deliver specialist pensions advice. Working closely with Lincoln International, we advised on pension issues associated with corporate finance transactions.
The team has grown over the years, with further specialists joining, allowing us to expand the range of services we are able to offer to our clients, and ensuring that we remain at the forefront of the industry.
In 2016, we joined the Cardano Group, an independent, purpose-built, risk and investment specialist and financial pioneer. Together, we are well positioned to offer clients innovative and tailored integrated risk management solutions – a key focus of The Pensions Regulator.
For over a decade we have been the leading player in the DB covenant advisory industry, delivering services to trustees, sponsors and other stakeholders. We have witnessed many pension crises, like BHS, British Steel and Carillion, and have applied our experience in advising on complex pension issues.
Starting with two members in 2008, the company has now grown to over 45 people in ten years. We have seen great change in the last ten years and have helped to shape the industry through our expert advice, thought-leadership and wide-ranging contributions to regulatory consultations.
For the last ten years, we have been committed to delivering safer financial futures to the millions of defined benefit pension members in the UK. We look forward to the next ten years!”
Lincoln Pensions is a specialist subsidiary of The Cardano Group.
The Cardano Group is a purpose-built investment and risk specialist, operating in the UK and the Netherlands. Founded in Rotterdam in 2000 under the motto “rethinking risk, for a better outcome”, it established its operations in the UK in 2007. Cardano offers clients specialised advisory and fiduciary management services helping pension funds achieve a steady stable growth in funding ratios with fewer shocks. Across Europe, they work with a number of major European pension funds and insurance companies.
The strategic alliance with Lincoln International, gives clients access to invaluable sector insights and global market trends – all of which are critical to giving clients a forward-looking perspective.
Lincoln Pensions has a strong track-record in advising the UK pension schemes or their sponsors that are part of multinational groups. It is able to utilise the geographic reach of Lincoln International to assist in developing a productive dialogue with the ultimate owner of the sponsoring employer.
More information on Lincoln International can be found at: www.lincolninternational.com