Francis Fernandes

Senior Advisor

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Francis is an actuary and Senior Advisor to Lincoln Pensions. Francis was previously Head of European Pensions at Citigroup where he led principal transactions for the Bank (e.g. Thomson Regional Newspapers) and advised on M&A deals where pensions posed material risks. Francis has spent half his career in investment banking where he has also been a Senior Advisor to Morgan Stanley and Head of Actuarial at ABN Amro. The remainder has been in consultancy and academia. He qualified as an actuary at Towers Watson, lectured at City University, was a partner and Head of Pensions Research at Lane Clark & Peacock and is a Senior Advisor to Capita Employee Benefits.

Francis read Mathematics at St Catherine’s College, Oxford University and was for many years on the governing body of Heythrop College, London University, where he chaired the Investment Committee.

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